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7月房貸餘額創新高 增幅減緩 – 我是在地人

7月房貸餘額創新高 增幅減緩

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〔記者盧冠誠/台北報導〕中央銀行昨公布全體銀行七月購置住宅貸款(房貸)餘額達六兆五○七二億元,再刷新歷史新高;但受到賣方逐步縮小降價幅度影響,年增率降至四.四四%,為五個月新低,成長力道放緩。

七月建築貸款(土建融資)餘額則為一兆六七一八億元,同創歷年新高,年增率縮小至三.○八%,終結連三升。行庫主管說,七月土建融資餘額月增近三十億元,成長動能還是以延長建案銷售的週轉金貸款為主,顯示建商有一定程度的餘屋去化壓力。

央行官員表示,七月房貸餘額月增二四一億元,不如六月的三七二億元,現階段房市仍以首購、換屋等自住客為主;其中,八大公股行庫七月承作首購族的「青年安心成家方案」餘額六一○二億元,月增六十九億元。

據統計,七月六都買賣移轉棟數月增率全數轉負,以新北市驟降二十五%最高,年增率則以台北市衰退近三成最多,主因去年同期有波新成屋的交屋潮。

行庫主管指出,若觀察信義房價指數,近來雙北房價有持平現象,賣方不願進一步降價,與買方期待有落差,成為房市交易下滑主因,影響房貸餘額成長幅度。

  • 行庫主管指出,若觀察信義房價指數,近來雙北房價有持平現象。(本報資料照)

    行庫主管指出,若觀察信義房價指數,近來雙北房價有持平現象。(本報資料照)

報導來源:自由時報【原文網址

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